Frequently asked questions
Am I eligible?
If you are over 18 years of age, live in England, Wales or Scotland, own a vehicle that is fully insured and free of finance, you are eligible to apply for a loan.
How do I apply?
Use the form on our homepage, or contact us by phone. lt is totally free to apply and there is no obligation.
Is my application confidential?
Yes.
How much can I borrow?
You could borrow anything from £1000 all the way up to £100,000. The loan amount is based on the value of your vehicle and how much you can comfortably afford to pay on a weekly or monthly basis.
What do I need for my application?
Either drive to us or one of our specialists can visit you at your home, office or other convenient place to determine your car's value. Have your V5 (logbook), MOT certificate, photo ID, proof of current address and proof of income in order to assess your affordability.
How quickly can I get the money?
Once mutually approved an immediate faster money transfer will be made to your account, and the money will be with you in minutes. From appointment to money in your account - 1 hour!
What is the difference between a logbook loan and pawning my vehicle?
As you continue to repay the loan, a logbook loan allows you to keep and drive your vehicle, when you pawn your vehicle we keep the vehicle in a safe and secure storage facility for you.
Can I overpay or settle the loan early?
Yes, there are no penalties or fees for overpaying or settling your loan early, in both cases you will be saving money. By overpaying you will pay less interest, and by settling the loan early the interest on the loan immediately stops.
What if I am self-employed?
Whether you are in full, part time or self employment, as long as you can show a regular income, being self employed is no problem.
What if I have CCJ's or bad credit?
As the loan is secured against your vehicle, then one of our loans could be for you.
What happens if I struggle to make payments?
We understand that people's circumstances can change, the most important thing you can do is to contact us. We will do our best to work with you and find a fair and workable solution.
What vehicles can I get a loan on?
Our loans are available on cars, vans, motorbikes, motorhomes, caravans and for pawn only - boats, helicopters and even light aircraft!
What areas do you cover?
We cover all of England, Wales and Scotland.
Are there any admin or set-up fees?
Our costs are always made transparent and there are no admin or set-up fees for your loan.